Specifically designed to provide individuals that employ people in their home with financial protection should they have to continue to pay an employee that is unable to attend work due to an accident or sickness.
Need to manage your policy, add a new one or make changes?
Use our customer portal.
12 months – you will receive an email from us prior to the expiry of cover offering renewal for a further 12 month period.
Yes – you will be responsible for payment during the first 14 days of absence. There are variable excess periods available up to 56 days for a reduced premium.
You can buy online if you employ five people or fewer. If you employ more, call or email us to apply.
The insurer’s acceptance of this insurance at the premium quoted is based upon the number of employees you have declared on your application. This number is stated in the schedule issued to you and you must advise us if this number changes. If you do not do so you may prejudice your ability to make a claim under the policy.
All monies are paid directly to the bank account that you specify.
The easiest way to start a claim is to download Insura App so you can be kept up to date on your claims journey.
You can also call our UK based claims team on 01476 514471 or email claims@markbatesltd.com, and we'll take it from there.