Personal Care Assistant Insurance
Cover for Self Employed Carers
Our carer insurance now includes income protection at no extra cost.
Public Liability
As a consequence of bodily injury or property damage to a third party while care is taking place.
Income Protection
A weekly benefit payable if you are unable to work due to accident or sickness resulting in a loss of income.
Personal Accident
Our self-employed carers insurance has protection in place in the event you suffer an accident.
Personal Possessions
Repair or replacement of your possessions if they are damaged whilst you are working as a Self-employed carer.
24 Hour Employment Support
Advice on tax and legal questions for running your business as a self-employed carer.
No Excess
There's no excess to pay on a claim, whoever is at fault.
Get A Quick Quote
Need to manage your policy, add a new one or make changes?
Use our customer portal.
FAQ
This activity will be included, provided that it only forms a minor part of the activities you carry out and they are the children of the service user or the children the service user is responsible for.
Yes, up to £5,000,000. Brittle or fragile items are limited to £1,000. If you need to force entry in a medical emergency, repairs are covered up to £100.
If this is in connection with your occupation you should check with your car insurer to see if you are adequately covered. You may need to extend it for business use, which may result in an additional charge. This policy will not cover you for incidents involving your car.
Yes. Domestic work and giving medication both count as insured activities.
We include all these activities within the definition of a personal care assistants insured activities.
The policy includes a free legal and tax advice helpline to assist you in such matters.