Home Help Insurance

Employers' liability, public liability and financial loss cover for anyone who employs a cleaner, nanny or other help at home. No excess on claims.
Get a quote
Or call 01476 514476
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22,530 Reviews

The policy provides a unique range of covers that are highly desirable to protect your position as an employer of individuals whilst in the course of their employment by you.

Public Liability

Covers claims if someone is injured, or their property damaged, while your employee is working for you.

Employers' Liability

In the event that your employee suffers injury or illness whilst working for you.

Personal Accident

Provides financial protection and peace of mind in the event you suffer an accident that results in injury.

Financial Loss

Protecting you against financial loss following the actions of your employee, including theft and fraudulent use of your debit or credit cards.

Employment Support

Employment and HR advice from ILG Support, available 24 hours a day 7 days a week through a variety of means

Get A Quick Quote

You will need the following information
Your address.
A contact email.
Your date of birth.
Number of people you employ.
* denotes a mandatory field.
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Need to manage your policy, add a new one or make changes?

Use our customer portal.

Have a question?

Speak to one of our UK-based customer service advisers.

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Still need more information? Please call us on 01476 514476

Policyholders save 25% on childcare searches

Army of Nannies is a nanny-finding platform that connects families with local full-time, part-time, and ad hoc childcarers. It's free to start a search, and families only need to pay a membership fee when they have made connections they wish to progress.

Apply code MARKBATES25 at checkout to secure 25% off their weekly, monthly or 3-monthly membership packages.

Policyholders save 25% on childcare searches

Andrew
Very helpful and knowledgeable on all products. Staff friendly and exceptionally pleased with our purchase
Oct 6, 2026
customer
Good communication
Oct 6, 2026
Richard Lemon
Excellent throughout
Oct 6, 2026
Mrs N Bettany
Had this insurance for employing personal assistants for over a decade. My one claim was dealt with promptly and efficiently. Genuinely good company
Oct 6, 2026
Mrs Susan Hirst
Helpful and experienced and very very patient !!
Oct 5, 2026
Russell smith
Very helpful with what I needed thank you very much
Oct 5, 2026
Mr Richard Perkins
Easy procedure to insure my mobility scooter, thanks
Oct 5, 2026
Natasha Brooks
Everything made easy and understandable
Oct 5, 2026
Miss Skuse
Very happy with this
Oct 5, 2026
Mrs Garry
Very pleasant to talk to you to so helpful went through everything so I could understand what I was doing
Oct 5, 2026
Malcolm Parke
Very friendly and helpful,first increase for many years. Excellent value.
Oct 5, 2026
Don Heppell
Very helpful, explained everything, it was a ray of sunshine.
Oct 5, 2026
Jo Horton
Very polite and helpful. Good service all round
Oct 5, 2026
Judith Halsall
Helpful and friendly
Oct 5, 2026
Mr William WARD
Excellent service
Oct 5, 2026
Mr Rodney Heath
Sorting the insurance for dad'stolen mobility scooter was very quick
Oct 5, 2026
Kenny Martin
Top Class service, very informative staff
Oct 5, 2026
David Archibald
I have always found Mark Bates to be a great company and have insured my mobility scooter with them now for a few years. I would strongly advise anyone looking out for insurance to use this company
Oct 5, 2026
customer
Everything good
Oct 5, 2026
customer
very helpful,easy to do,easy to make a claim and you can talk to a human being which is better, The prices are reasonable. staff are friendly and understand my disabled. I have used this company for a few years I have mobility scooter and a electric wheelchair
Oct 5, 2026

FAQ

12 months – you will receive an email from us prior to the expiry of cover offering renewal for a further 12 month period.

You can buy online if you employ five people or fewer. If you employ more, call or email us to apply.

No, provided that the activity is undertaken whilst working for you in a personal capacity in connection with your domestic arrangements.

No – you will not be asked to contribute towards any claim under the policy.

Yes. Our policy covers the nanny for up to 120 days of travel outside the UK per policy year when travelling with the family, except in the United States and Canada.